PSEG Area Development LLC is an innovative customer driven initiative created by PSE&G, New Jersey's largest utility, to enhance its renowned area development efforts. In addition to its popular cost-free services, PSE&G will also provide more comprehensive targeted real estate support through PSEG SiteFinders LLC and PSEG Economic Development Services LLC.

This independent state agency helps businesses invest in New Jersey. Services include financing, real estate development, and business consulting. Since 1974 the NJEDA has invested more than $15 billion in start-ups, relocations, and expansions. The EDA is quick to design incentives that best match the changing economy. Funding is available through low-interest bonds, a statewide loan pool for businesses, loan guarantees, direct loans, export financing, building and equipment loans, employment grants, seed capital, technology certification program, technology transfer and commercialization, community and local economic development, brownfield programs, downtown beautification, and entrepreneurial training.

• Small businesses are a core strength for New Jersey. The Commission certifies and assists small, female-owned, and minority-owned businesses by providing public procurement opportunities, an international trade program, technology commercialization center, and special projects.
   
• Twenty-one small-business development centers across the state offer counseling, workshops, seminars, information transfer, site selection, and business-plan and marketing advice. Regional- and industry-specific account executives work closely with individual clients. Counseling
  is free of charge and covers a variety of topics, including funding from the federal Small Business Innovation Research Program (SBIR-FAST).